Gen Alpha will grow up with Bitcoin as a cultural and financial native, making it their default store of value over traditional gold investments.
Opinion
Opinion by: Darius Moukhtarzadeh, Research Strategist at 21Shares
Gold has long been considered the ultimate store of value — shiny, scarce and time-tested.
For Gen Alpha, however, the first generation truly born into a digital world, that shine is already starting to fade.
Instead, they’ll grow up with a very different baseline for value, how it moves and where it lives. In reality, Bitcoin won’t just be an investment option; it will be a default for this generation.
Born into a digital world
Unlike previous generations, won’t discover Bitcoin as something new or revolutionary. They’ll inherit a world where Bitcoin has always existed, present in financial apps, discussed in classrooms and embedded in digital platforms. To them, it won’t feel risky or radical. It will feel normal.
From day one, their experience of value will be digital-first. Physical cash will be rare, as most payments will be cashless. They’ll learn about scarcity through gaming tokens and in-app economies, not gold coins in a drawer. In that context, Bitcoin won’t seem exotic; it will be part of everyday life. On the contrary, gold will be perceived as exotic by Gen Alpha as a yellow stone with historic value.
Bitcoin is easier to access than gold ever was
Gold is hard. You need to buy it from a trusted dealer and store it physically to have complete control. Bitcoin, on the other hand, is a few taps away. With child-friendly fintech apps and educational tools already present, Gen Alpha could be exposed to Bitcoin before they even understand how a savings account works.
Access will be seamless through crypto-enabled games, loyalty rewards or allowance apps. The barriers that once made Bitcoin feel technical or inaccessible are rapidly disappearing.
Trust will be earned, not assumed
Where older generations gradually lost faith in institutions, started from a place of deep skepticism. They’re growing up in an era of economic uncertainty, institutional distrust and algorithmic information. For them, “trust” won’t be given to governments or banks by default; it will have to be earned through transparency.
Related:
Bitcoin, by design, fits that worldview. It’s open-source, auditable and decentralized. It doesn’t ask for trust, it allows verification. In a world where the mantra is “don’t trust, verify,” Gen Alpha will naturally gravitate toward systems that don’t require faith in intermediaries.
Bitcoin will be culturally native
Bitcoin is no longer just an asset; it’s part of . For Gen Alpha, that cultural familiarity will only deepen. They’ll encounter Bitcoin through finance apps, influencers, creators, games and even school programs.
Just like social media was second nature to Gen Z, digital assets will be embedded in Gen Alpha’s online identity. That constant exposure through memes, brands, and mainstream platforms will make Bitcoin feel more culturally relevant than something like gold, which lacks that digital presence.
Bitcoin is programmable
Gold is physical, heavy, and inert. It sits in vaults. It’s hard to move and harder to use. Bitcoin is the opposite. It’s programmable, borderless, divisible and integrated into the broader world of decentralized finance.
As Gen Alpha grows up expecting digital systems to be flexible and responsive, Bitcoin’s dynamic nature will be a feature, not a bonus. It simply fits the world they’ll build and live in.
A generation that won’t need convincing
Every generation reshapes the financial system in its image. Millennials flirted with Bitcoin. Gen Z normalized it. Gen Alpha won’t have to be convinced.
They won’t see Bitcoin as an alternative to the old system. They’ll see it as part of the system. Not because of ideology, but because of familiarity, usability and cultural relevance.
Gold had its moment. Bitcoin is just getting started. Gen Alpha will grow up with it in their wallets, not in a vault.
Opinion by: Darius Moukhtarzadeh, Research Strategist at 21Shares.
This article is for general information purposes and is not intended to be and should not be taken as legal or investment advice. The views, thoughts, and opinions expressed here are the author’s alone and do not necessarily reflect or represent the views and opinions of Cointelegraph.
