Savings Cardholder Agreement

This Agreement is entered into between you and 8V.

Key Terms

1. This Agreement applies to various credit cards (“Cards”) issued or operated by 8V and/or its successors and assigns (hereinafter referred to as “8V,” “we,” “us,” or “our”) under its credit card program, including but not limited to credit and/or financial services, as well as related services provided to you as a cardholder by 8V and/or its affiliates, subsidiaries, associated entities, and any of their branches and offices (collectively referred to as “8V”).
2. Before using your card, please carefully read this Agreement. By using (including being approved for and activating) your card, you will be deemed to have accepted all terms and conditions of this Agreement as applicable to your card and to be bound by them. Your card usage is also subject to any additional terms and conditions implemented by 8V from time to time. In the event of any inconsistency between the terms of this Agreement and other terms and conditions (if any), the terms of this Agreement shall prevail. Terms used in this Agreement are defined at the end.
3. Any rights and/or authorities granted to 8V under this Agreement shall be supplemental to agreements or other relationships governed by other terms and conditions. You further agree and confirm that, notwithstanding any inconsistency with such rights and authorities, nothing in the other terms and conditions shall be construed to limit or restrict 8V’s rights and authorities under this Agreement.

Article 1: Content and Scope of the Agreement

This Agreement sets forth the rights and obligations related to your application and use of the digital currency savings card (hereinafter referred to as the “Savings Card”) provided by this institution. By activating or using the Savings Card, you accept all terms and conditions of this Agreement.

Article 2: Services

1. The Savings Card can be used for collateral, spending, and withdrawals.
2. Functions of the Savings Card include but are not limited to balance inquiry, transaction record inquiry, fund transfers, and payment settlements.
3. All services are subject to the functionality of the platform. The institution reserves the right to optimize or adjust its features.

Article 3: Usage Norms

1. Activation: Cardholders must follow the card activation instructions provided on the platform to activate their Savings Card.
2. Security Responsibility: Cardholders are responsible for safeguarding the card and related information (e.g., PIN). Losses due to information leakage are borne solely by the cardholder.
3. Transaction Rules: The Savings Card is limited to legal purposes and must not be used for transactions that violate laws and regulations.

Article 4: Fees and Settlements

1. Fees: The Savings Card may incur collateral fees, transaction fees, etc., as specified in the fee schedule displayed on the platform.
2. Exchange Rates: Transactions involving digital currency to fiat exchange are based on the rates published by the platform.

Article 5: Risk Warning

1. Market Risks: The value of digital currency is highly volatile, which may cause fluctuations in the card balance.
2. Technical Risks: Risks include but are not limited to blockchain technology flaws, hacking, or network failures that may impact normal card use.
3. Regulatory Risks: Policies on digital currencies may vary by country and may affect the usage of the Savings Card.

Article 6: Cardholder Obligations

1. Cardholders agree to comply with this Agreement and applicable laws and regulations.
2. Cardholders must not use the Savings Card for illegal purposes such as money laundering, fraud, or terrorist financing.
3. In the event of card loss or information leakage, the cardholder must promptly notify the institution for card suspension.

Article 7: Institutional Rights and Obligations

1. The institution has the right to verify users’ identities and monitor accounts in accordance with laws and regulations.
2. The institution is obligated to provide secure and stable services. However, the institution is not liable for service interruptions caused by force majeure or uncontrollable factors.

Article 8: Dispute Resolution

In the event of disputes arising from this Agreement, both parties shall resolve the issue amicably. If no resolution is reached, either party may file a lawsuit with the court in the jurisdiction where the institution is registered.

Article 9: Agreement Modification and Termination

The institution reserves the right to modify this Agreement at any time. Changes will be published in a platform announcement.

Article 10: Supplementary Provisions

Matters not covered by this Agreement are subject to applicable laws, regulations, and institutional rules.

8V official website: https://8V.com  and  https://8V.com/info
Android Google PlayStore download (not applicable to UK IPs): https://play.google.com/store/apps/details?id=com.royallyborn.v8&hl=en
Android Standalone installation package: https://static.aws-s1.com/app/8v_1_3_0_s.apk
Apple iOS standalone installation package: https://get.8v.com
Samsung GalaxyStore download: https://galaxystore.samsung.com/detail/com.royallyborn.v8